“Using these fake products isn’t just a waste of money, it increases your risk of unknowingly spreading COVID-19 or not getting the appropriate treatment,” says the organization. The good news? There are simple steps you can take to safeguard yourself from being scammed. Read on to find out which four things you should always do before buying a COVID test, according to experts at the FTC.
The first tip from the FTC is perhaps the most important for your health and safety: Make sure the product you’re buying has been authorized by the FDA. To find out whether it has been, you can search the FDA’s lists of antigen diagnostic tests and molecular diagnostic tests for the name of the test you’re considering. Though they may be hard to get your hands on, there are hundreds of approved brands. The FDA has authorized more than 420 types of COVID tests, including more than 300 diagnostic and 90 serology tests as of Nov. 15, 2021, the organization reports. The FDA stresses that buying an approved test is crucial to your personal health—and also has broader implications. “In the context of a public health emergency involving pandemic infectious disease, it is critically important that tests are validated because false results not only can negatively impact the individual patient but also can have a broad public health impact,” says the FDA’s revised “Policy for Coronavirus Disease 2019.” “False positive results for diagnostic tests, for example, can lead to unnecessary quarantine, wasted contact tracing and testing resources, and delay in accurate diagnosis and appropriate treatment for the individual. False negative results can lead to lack of appropriate treatment for the individual and further spread of the disease,” the agency warns. RELATED: If You Get This Message from Your Bank, Contact Authorities, FBI Says. Next, you’ll want to compare online reviews from a range of COVID test suppliers, per the FTC. “You can get a good idea about a company, product, or service from reading user reviews on various retail or shopping comparison sites,” the agency notes.ae0fcc31ae342fd3a1346ebb1f342fcb That said, it’s important to interpret reviews with a healthy dose of skepticism. “Think about the source of the review,” says the FTC, noting that many reviews can be fake—either written by the sellers themselves or bought. “Ask yourself: Where is this review coming from? Is it from an expert organization or individual customers?” One way to identify sellers with fraudulent reviews is to sort them by date if possible. If you notice many positive reviews posted around the same date, the odds of a scam are higher. For more advice on scams to avoid, sign up for our daily newsletter.
Finally, be sure to pay for your purchase by credit card—ideally one that makes disputing a charge easy. That way, you have some channel for recourse if you never receive your order, or if the product is not as advertised, says the FTC. It’s also worth noting that the IRS counts at-home COVID tests as eligible medical expenses for tax purposes. This means they “can be paid or reimbursed under health flexible spending arrangements (health FSAs), health savings accounts (HSAs), health reimbursement arrangements (HRAs), or Archer medical savings accounts,” the agency wrote in a news release posted in Sept. 2021. Masks, hand sanitizer, sanitizing wipes, and personal protective equipment also qualify for reimbursement under these plans. RELATED: If You Use Your iPhone to Do This, Check Your Bank Account, Experts Warn.